Tag: a

Education loan not enough? Take a top-up loan

Loknath Das

The sanctioning of an additional loan or a top-up loan depends on the bank’s policies. The value of India’s currency is continuously falling and between January to September 2018, the value of rupee has declined by 12 per cent. The depreciation of the rupee against the dollar has affected a large number of people especially who have expenses in foreign currency. People who plan on sending their children abroad for studies, or people whose wards are already studying overseas, are the ones who are hit particularly hard. People generally take…

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Four Tips For High School Students Considering A MOOCs Online Course

Loknath Das

Online courses are an excellent way to take your interest to the next level or explore a new field. Best of all, many courses are free and offered by the world’s top universities and companies. With summer in full swing, high school students can help fill the long, hot summer days with learning. Online classes through Massive Open Online Courses (MOOCs) like Coursera or edX can help show universities that you are serious and ready to tackle challenging material voluntarily. Both Coursera and edX have thousands of courses to choose from, on a wide…

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Have a question on loans? This may help you

Loknath Das

> I plan to take a loan for my son’s higher education. Do I have to pay EMI from the day I get it? – Gaurav Singh No, in an education loan the EMI essentially starts after completion of the course. In the interim period, you may clear the interest component, every month. In this period, the interest applied is simple interest and not compounded. > I want to invest some money in stocks. Can I take a bank loan to invest? —KS Sujan As an advisor, I would discourage…

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UGC asks institutes to fill teaching vacancies, puts a cap of 6 months on hiring process

Loknath Das

UGC asks colleges to fill vacant teaching posts at the earliest. (Representational image) To address the “shortage of quality teaching faculty in the higher education institutes” (HEI) in India, the University Grants Commission (UGC) has written a letter to vice-chancellors of all the universities asking them to fill the vacant teaching posts “at the earliest”. The UGC has shared guidelines to hire ‘quality’ teachers with the VCs. As per the guidelines shared by the UGC, all the higher education institutes (HEI) need to complete the selection process within six months’…

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UGC allows all higher edu institutes to offer online courses: Is this a good move when classroom education is still filled with problems?

Loknath Das

The UGC decision allowing higher education institutes to offer online courses could have many pros and cons. Check out the most common questions about the decision. The University Grants Commission (UGC) released a circular on January 4 inviting online applications from all from all eligible Higher Educational Institutions (HEls) to grant courses/programmes in online mode from 2019-20 academic session. This move takes forward the decision taken last year to open up HEIs to online courses to enhance access to higher education in India. But when even regular education mode with classroom teaching is…

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A new study says an overwhelming majority of millennials want to be homeowners, but student loans are holding them back

Loknath Das

For many millennials, the idea of homeownership is still a big picture dream, with a new study saying 89 percent plan to purchase a home in the future — but simply can’t because of student debt. According to a recent study released by Apartment List, 6,400 millennial renters nationwide were surveyed in regards to their plan for owning a home. Despite the majority of young people wanting to migrate away from renting, 48 percent have nothing saved for a down payment. One of the leading reasons, according to Apartment List,…

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Procrastinators can rig a makeshift greenhouse

Loknath Das

Growing bromeliads, orchids, and other tropical plants in north Florida is easy during the warmer months. In fact, most tropical plants do well right into fall. Many gardeners think about building a greenhouse to protect their precious tropical plants, but often put it off. Now, it is nearly December and the chance of a hard freeze in the weather forecast is increasing. A sense of dread falls over us as we start to haul our tender plants into the garage and then back out once it warms up, only to…

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Making the Change: EY Takes a Popular In-Person Course Online

Loknath Das

EY’s “Facilitator Skills Development” was its most popular nontechnical course; then EY’s new CLO was challenged to do it all online. Intrepid and EY rose to it and created “Teach With Charisma,” an online course that is now showing better results than the in-person version for a tough-to-teach soft skill. I spoke with EY’s director of talent management for the Americas, David Bruesehoff, about the course and got his advice for anyone else looking to move soft skills training online. NB: Can you describe the culture of “reaching down the…

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Decoding the future of edtech, one learning at a time

Loknath Das

“These days students prefer online learning as they can’t wait to gain knowledge through multiple channels. That’s where education is changing; edtech is redefining that,” said Mohan Lakhamraju, the Founder and CEO of Great Learning. He was speaking at a panel discussion on the Future of Edtech at the 9th edition of TechSparks, YourStory’s flagship event and India’s top startup conference. He was joined by Dr Carsten Schröder, Co-Founder and CEO, DADB; Parul Gupta, Co-founder, Springboard; Ishan Gupta, MD India, Udacity; and Pulkit Jain, Co-founder and Product Head, Vedantu at the…

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SBI PO Prelims result 2018 expected in a few days, here’s how to check

Loknath Das

The State Bank of India (SBI) is expected to declare the results of the preliminary examination for the recruitment of 2,000 probationary officers (PO) in the state-run bank on its official website on July 15. Category-wise merit list will be drawn on the basis of the aggregate marks scored in the preliminary exam, which were held on July 1, 7 and 8, to shortlist candidates for the main exam. Here’s how to check SBI PO Prelims result 2018 after it is declared: 1) Visit the career section of SBI’s official website…

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