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Home Education Loans

Vidya Lakshmi Portal for Educational Loan..

saheli by saheli
October 13, 2016
in Education Loans
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Kochi: Government of India has introduced a portal for educational loan called Vidya Lakshmi , a first of its kind portal for students seeking.Education Loan.The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to National Scholarship Portal.

Vidya Lakshmi Portal provides single window for Students to access information and make application for Educational Loans provided by Banks and Govt SScholarships. It has the following features:..Information about Educational Loan Schemes of Banks……

Common Educational Loan Application Form for Students……
Apply to multiple Banks for Educational Loans -Facility for Banks to download Students Loan Applications -Facility for Banks to upload loan processing status -Facility for Students to email grievances/queries relating to Educational Loans to Banks……

Linkage to National Scholarship Portal for information and application for Govt Scholarships……

The applicant must register and login to Vidya Lakshmi portal and then fill-up the Common Education Loan Application Form (CELAF) by providing all theAfter filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience…….

Alternatively, the applicant can also search for Educational Loan after login and apply for the suitable Educational Loan by filling the CELAF…….

Alternatively, the applicant can also search for Educational Loan after login and apply for the suitable Educational Loan by filling the CELAF is the application form prescribed by Indian Banks Association (IBA) and accepted by all banks. This form is provided on Vidya Lakshmi portal to appl. After the registration the Bank will update the status of the application on Vidya Lakshmi portal. Students can view the status of the application……

The Bank will mark the loan application status to on hold when the bank requires some further information or documents to be submitted by the student….

Approved Educational Loan of an applicant will be disbursed directly by the bank outside the Vidya Lakshmi Portal. To know more contact the bank you have selected. The list of registered banks on Vidya Lakshmi has been given in the web portal.

A student can apply to a maximum of three Banks through Vidya Lakshmi portal using CELAF. The interest rate varies from bank to bank and scheme to schscheme to scheme. Therefore, the applicant/student is requested to check the same on Loan Search page after login.

[Source:-Mathrubhumi]

Tags: EducationalforLakshmiloan?PortalVidya
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